Many of our enquiries are from clients that have purchased a Timeshare product that cost them more than £30,000.
Purchases between £30,000 and £62,260 are covered by Section 75A when you used what is called a "linked credit agreement" to fund the purchase.
If the supplier of the goods or services has not performed or refunded your money when asked or gone bust, you could claim against the finance company.
Linked credit agreements are standard when you purchase Timeshare type products, Solar Panels, Kitchens or Home Improvements.
The Timeshare company, for example, would sell the debt (your purchase price) to the credit company and at the same time, you enter into a credit agreement with that company.
I have done one of these myself for Kitchen worktops.
It was far from clear whom I needed to complain to. The kitchen company had their money, so they had little incentive to put things right.
The credit company had no knowledge or input into the worktop fitting, so seemed happy to sit in their ivory tower and ignore me. I managed to get some money back from the kitchen company but had to threaten legal action.
Another common area whether section 75A might be relevant is for new car purchases which are often on finance offered and arranged through the car dealership.
If you have these arrangements and are unhappy with the service provided, then get in touch.
All of our claims are No Win No Fee.